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Las Vegas Motorcycle Accident Lawyers
More often it comes from an insurance adjuster who calls within a day or two, sounds concerned, and starts building a record. The argument has a purpose. Under Nevada law, the more fault a carrier can shift onto you, the less it has to pay, and on a motorcycle, the bias does part of that work for them.
Being blamed is not the same as being barred from recovery. Those are two different things, and Nevada law treats them differently. This page explains how.
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Choose where to start
- If your crash just happened and you are still in the first days after it, go to If Your Crash Just Happened for the steps that protect your claim before evidence disappears.
- If you are being blamed and want to know whether you can still recover, go to Can You Recover If the Insurer Says You Caused It? for how Nevada’s fault rule actually works.
- If you are choosing a firm to handle the case, go to Is Your Case a Fit, and Is This the Right Firm? for what to look for.
What You Need to Know
You can recover even if you were partly at fault, up to a point. Nevada uses modified comparative negligence (NRS 41.141). You can recover damages as long as your share of fault is not greater than the combined fault of everyone you are suing. Cross that line and recovery is barred; stay under it and your award is reduced by your percentage.
Your fault is compared to all defendants combined, not to one driver. When more than one party contributed (a driver, a road-maintenance contractor, a parts maker), your fault is weighed against their total, which often leaves a rider more room than they expect.
Not wearing a helmet does not end your case. Nevada requires protective headgear (NRS 486.231), and an insurer can argue that not wearing one made certain injuries worse. The statute itself says nothing about civil cases and no published Nevada decision we have found settles the argument, so it is contested rather than a rule. Either way it is aimed at injury severity, usually head injuries, not at who caused the crash, and it does not touch unrelated injuries at all.
The lane-position argument cuts both ways. Lane splitting is illegal in Nevada (NRS 486.351), so a carrier will reach for it. But a motorcycle is entitled to a full lane, and two riders may share one lane by consent: facts that often rebut the “reckless rider” framing.
You have two years. Nevada’s deadline to file a personal injury claim is two years from the date of injury (NRS 11.190(4)(e)). Miss it and the claim is gone, regardless of how strong it was.
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Insurers often assume the rider was at fault. We gather the evidence that shows what really happened.
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If your crash just happened
The first days after a motorcycle crash decide what evidence exists later. Two things tend to disappear fast: the physical scene and your own words.
If you are able, do these before anything else.
Get evaluated, even if you feel fine
Photograph everything
Get names
There is one thing not to do: do not give the at-fault driver’s insurance company a recorded statement.
An adjuster will often call within 24 to 48 hours, friendly and asking how you are doing. The questions are not small talk. “How fast were you going?” “Were you wearing a helmet?” “Were you splitting lanes?” Each answer is recorded and later used to build a fault percentage against you. You are not required to give that statement, and there is rarely a reason to before you understand how the questions will be used.
Bottom line: Document the scene and your injuries in the first days, and decline the recorded statement until you have advice. What you preserve, and what you decline to say, in week one is what moves your recovery later.
Can you recover if the insurer says you caused it?
Yes. Being assigned some fault does not end a Nevada motorcycle claim. Whether it bars recovery depends on one threshold, and most riders sit well under it.
Nevada follows modified comparative negligence under NRS 41.141. The statute says your own negligence “does not bar a recovery if that negligence was not greater than the negligence or gross negligence of the parties to the action against whom recovery is sought.” In plain terms: you can recover as long as your share of fault does not exceed the other side’s. If your fault is found to be greater than the negligence of the defendant, or the combined negligence of the defendants you are suing, you recover nothing. If it is at or below that line, you still recover, but your award is reduced by your percentage.
This is why insurers fight so hard over fault percentages. The whole game is to push your number up toward, and past, that line. Commentators often shorthand the rule as the “51% bar,” which is a rounded restatement that only holds if fault is allocated in whole percentages. The statute itself never uses that number. It uses “not greater than.” The distinction matters, because the comparison is not a fixed percentage; it is your fault weighed against the combined fault of the parties you are suing.
Here is what that comparison looks like:
| Your share of fault | What happens to your recovery |
|---|---|
| 0% | Full damages |
| 1% to 50% (at or below the other side’s combined fault) | You recover, reduced by your percentage |
| Greater than the combined fault of the parties you sue | Recovery barred: you receive nothing |
The second column hides the most important point, and it is the one carriers least want a rider to understand: your fault is compared to the combined fault of everyone you are suing, not to a single driver. NRS 41.141 instructs the jury to weigh the plaintiff’s negligence against “the combined negligence of multiple defendants.” If a car turned left across your path and a poorly maintained road or a defective component also contributed, your fault is measured against all of them together. That total is usually larger than any one defendant’s share, which leaves a partially-at-fault rider more room to recover than the insurer’s framing suggests.
What this means for you: When the adjuster’s story is “you were 60% at fault, so you get nothing,” the real question is whether anyone else shares the blame. Each additional responsible party raises the combined fault you are measured against, and can pull you back under the line.
How the comparative-fault argument is built against riders
The fault percentage is not handed down by a court at the scene. It is argued, and the insurer builds its version early. Understanding the moves lets you see them coming.
The core tactic is comparative-negligence inflation: exaggerating the rider’s share of fault to either clear the recovery bar entirely or shave down the payout. On a motorcycle, three arguments do most of the work:
- Speed: Hard to prove without evidence, easy to assert. Scene photos, signal timing, and the other vehicle’s damage often rebut it.
- Conspicuity: the claim that the rider was “invisible” or “came out of nowhere.” This shifts a driver’s failure to look onto the rider. Witness accounts and the geometry of the crash (a left-turn-across-path collision, for example) usually put the duty back where it belongs.
- Helmet and lane position: These get their own section below, because they are the arguments most riders assume are fatal and most often are not.
None of these is a verdict. Each is a position the other side takes, and each has a standard rebuttal. The reason to preserve evidence early (the section above) is precisely that these arguments are won or lost on what the scene shows.
Bottom line: “You were at fault” is an opening position, not a finding. The evidence you preserve is what answers it.
The helmet and lane-position arguments, and how they are rebutted
These are the two arguments that make riders assume their case is over before it starts. Neither does what the insurer wants you to think it does.
The helmet argument
Nevada has a universal helmet law. NRS 486.231 requires that “when any motorcycle or moped is being driven on a highway, the driver and passenger shall wear protective headgear securely fastened on the head” meeting state standards. It applies to the driver and the passenger alike, regardless of age, with the limited exceptions the statute lists, such as a parade or an enclosed cab.
So if you were not wearing a helmet, or it was not properly fastened, the insurer will raise it. But notice what the argument can and cannot reach:
- It does not prove you caused the crash. Failing to wear a helmet has nothing to do with who ran the light or turned across your lane. Crash-causation fault is a separate question.
- It is aimed at the severity of certain injuries, and in practice, that means head injuries. The insurer’s argument is that a helmet would have reduced specific harm, so the rider should bear part of that specific cost. Nevada law does not settle whether that argument is allowed or what it is worth: NRS 486.231 requires headgear and says nothing about civil cases, and no published Nevada appellate decision we have found decides the point.
- It does not touch injuries a helmet would not have prevented. A shattered leg, a degloving injury, internal trauma: helmet use is irrelevant to those, and a carrier that tries to discount them with the helmet argument is overreaching.
In other words, helmet non-use is an argument the other side makes about a slice of the claim, not a switch that turns the whole case off, and it is an unsettled argument. For seat belts the Legislature said plainly that a violation “may not be considered as negligence or as causation in any civil action” (NRS 484D.495(4)(b)). The helmet statute has no clause either way, and we have found no published Nevada appellate decision on whether a jury may cut a rider’s recovery for riding without one. Whether the argument gets in front of a jury at all, and what it is worth if it does, is decided case by case.
The lane-position argument
Lane splitting (riding between moving or stationary cars in adjacent lanes) is illegal in Nevada. NRS 486.351 provides that a person “shall not drive a motorcycle or moped between moving or stationary vehicles occupying adjacent traffic lanes.” If you were splitting lanes, expect the carrier to lead with it.
But the same statute and the rules around it give a rider real ground to stand on:
- A motorcycle is entitled to a full traffic lane. A driver who drifted into your lane or squeezed you to the line does not get to relabel that as your lane-splitting.
- Nevada expressly allows two motorcycles to ride abreast in a single lane by consent. Riding near another bike is not the same as splitting lanes between cars.
- Even where lane splitting did occur, it goes into the comparative-fault analysis as a percentage. It is not an automatic bar. The other driver’s conduct still counts.
What this means for you: If the first thing the insurer mentions is your helmet or your lane position, that is usually a sign the underlying liability is uncomfortable for them. They are arguments, not findings, and on the helmet point Nevada law does not settle the question. They rarely decide the case.
Common causes of Las Vegas motorcycle crashes
Most motorcycle crashes in the valley fall into a handful of patterns, and the cause usually points to who shares fault. The hub covers these at a glance; each links to a deeper treatment.
Left-turn-across-path collisions
Lane-change and blind-spot crashes
Road hazards
Other recurring causes
Evidence is what converts a “cause” into a fault percentage. If you ride with a helmet camera, that footage can be decisive, and how to preserve and use it is covered in helmet cameras and motorcycle accident claims.
Motorcycle crashes share the road-rules framework with other vehicle collisions; the broader treatment lives on the Las Vegas car accident lawyers page. Motorcycle claims run on the same Nevada deadlines and fault rules that govern any other Las Vegas personal injury case, and the differences that matter to riders are the ones set out above.
Crashes outside the city limits work the same way, and the places riders are most often hit have their own pages: Henderson, Summerlin, Boulder City, and Pahrump.
The insurance layers that decide what you recover
Two riders with identical injuries can walk away with very different amounts, and the reason is usually coverage, not fault. A motorcycle claim often draws on more than one policy, and carriers are not in the habit of volunteering the ones that help you.
Start with the floor. Nevada’s minimum liability coverage under NRS 485.185 is $25,000 for injury to one person, $50,000 for two or more people, and $20,000 for property damage, commonly written as 25/50/20. That is the most the at-fault driver’s basic policy is required to pay. Serious motorcycle injuries routinely exceed it, which is where the other layers matter.
| Coverage layer | Who pays | When it matters |
|---|---|---|
| At-fault driver’s liability (25/50/20 minimum) | The other driver’s insurer | The first source; often too small for serious injuries |
| Your uninsured / underinsured motorist (UM/UIM) | Your own insurer | The at-fault driver has no coverage or not enough |
| Medical payments (MedPay) | Your own insurer | Early medical bills, regardless of fault |
Nevada law works in your favor on the second layer. Under NRS 687B.145, insurers writing motorcycle policies must offer uninsured and underinsured coverage “in an amount equal to the limits of coverage for bodily injury,” and the statute names motorcycles specifically. UM/UIM lets you recover up to your own limits when the at-fault driver cannot cover what you are owed. The same statute requires an offer of at least $1,000 in medical-payments coverage for motorcycle policies. Many riders carry these and do not realize it, because no one is incentivized to remind them.
What this means for you: Before you accept that the at-fault policy is “all there is,” your own policy should be read for UM/UIM and MedPay. The layer that closes the gap is frequently one the other carrier never mentions.
Common mistakes that sink a motorcycle claim
The fastest way to lose a recoverable claim is not a bad crash. It is a predictable mistake in the weeks after it. These are the ones that do the most damage.
Assuming any fault means no case
Believing “no helmet, no case.”
Giving a recorded statement
Taking the first offer
Waiting too long
Bottom line: Most lost motorcycle claims are lost by default (accepting the insurer’s framing, signing too early, or waiting too long), not by losing on the facts.
Is your case a fit, and is this the right firm?
Not every situation needs a lawyer, and not every firm handles motorcycle cases with the seriousness they require. Here is how to sort both.
A motorcycle claim is generally worth professional evaluation when:
- You were injured, and the injuries needed more than first aid.
- Anyone (the other driver, a carrier, a police report) is assigning you fault.
- More than one party may have contributed (another driver, a road authority, a parts maker).
- The at-fault driver was uninsured or carried only the state minimum.
Some situations are weaker, and an honest assessment says so. A claim is harder, or may not be worth pursuing, when:
| The case is likely a fit when… | It is weaker or may not be when… |
|---|---|
| You have documented injuries beyond minor scrapes | Damage is property-only or injuries are negligible |
| Another party shares the blame | You were the sole cause and no one else contributed |
| You are within the two-year deadline | The deadline has already passed |
| The crash happened in Nevada | The crash and all parties are outside Nevada’s jurisdiction |
When you do evaluate a firm, the question is not the size of its billboard. Ask whether the firm treats motorcycle cases as their own category rather than “just another car accident,” because the helmet, lane-position, and bias arguments above are specific to riders, and a firm that does not anticipate them will not rebut them. Ask who actually handles your file. Ask how they preserve and use crash evidence.
The two-year deadline
Nevada gives you two years from the date of injury to file a personal injury lawsuit. The deadline comes from NRS 11.190(4)(e), which sets a two-year limit for “an action to recover damages for injuries to a person… caused by the wrongful act or neglect of another.”
That deadline is firm. There are narrow exceptions, but no rider should count on one. Evidence also does not wait for the deadline: scene conditions change, vehicles are repaired or scrapped, and witnesses scatter. The practical window to build a strong claim is much shorter than two years, even though the legal one is not.
What this means for you: If your crash was anywhere near two years ago, the deadline, not the strength of your case, is the thing that can end it. The earlier the evidence is locked down, the more there is to work with.
Questions about the deadline?
If your crash was a while ago and you are not sure where the two years stand, ask. Tell us the date and what happened, and we will tell you honestly whether the claim is still open and whether it is worth bringing.
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Frequently asked questions
Have questions about your case?
Every motorcycle accident case is different. These answers cover the general rules; what applies to you depends on the facts.
Call us any time, 24 hours a day, and we will go through the specifics with you. It is free, and there is no obligation.
(702) 633-3333 Free consultation · Available 24/7 Or send us the details onlineCan I recover compensation if I was partly at fault for my motorcycle crash in Nevada?
Yes. Nevada uses modified comparative negligence under NRS 41.141. You can recover as long as your share of fault is not greater than the combined fault of the parties you are suing. If you are at or below that line, your recovery is reduced by your percentage; if your fault is greater, recovery is barred. Because your fault is compared to all defendants combined, partially-at-fault riders often have more room to recover than an insurer suggests.
Does not wearing a helmet ruin my motorcycle accident claim in Nevada?
No. Nevada requires protective headgear under NRS 486.231, but that statute says nothing about civil cases, and no published Nevada appellate decision we have found holds that a rider’s recovery may be cut for not wearing one. For seat belts the Legislature expressly barred the argument (NRS 484D.495(4)(b)); for helmets it wrote no such clause either way. So an insurer can argue that not wearing a helmet made certain injuries worse, usually head injuries, and whether that argument is allowed and what it is worth is fought case by case. It goes to the severity of specific injuries, not to who caused the crash, and it does not reach injuries a helmet would not have prevented.
Is lane splitting legal in Nevada?
No. NRS 486.351 prohibits riding a motorcycle between moving or stationary vehicles in adjacent lanes. If you were splitting lanes, it can count as comparative fault. However, a motorcycle is entitled to a full lane, and two motorcycles may ride abreast in one lane by consent, so lane-position accusations are often rebuttable, and lane splitting is not an automatic bar to recovery.
How long do I have to file a motorcycle accident lawsuit in Las Vegas?
Two years from the date of injury, under NRS 11.190(4)(e). Missing the deadline generally ends the claim no matter how strong it is. Because evidence degrades long before two years pass, the practical window to build a claim is shorter than the legal one.
What if the driver who hit me did not have enough insurance?
Nevada’s minimum liability coverage is just 25/50/20 under NRS 485.185, which serious injuries often exceed. Under NRS 687B.145, insurers must offer uninsured/underinsured motorist (UM/UIM) coverage equal to your bodily-injury limits, and the statute applies to motorcycle policies. UM/UIM and MedPay on your own policy can cover the gap when the at-fault driver cannot.
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